HOW WE MARKET YOUR HOME…

While your property is listed I will provide the following marketing options:

1.    Cable television property ads
2.    MLS-Multiple Listing Service
3.    Newspaper advertising
4.    Hotline sign riders
5.    Realtor open house
6.    Top agent postcards
7.    Virtual tours
8.    4+ websites
9.    Neighborhood mailings
10.  Color feature sheets
11.  National realtor referral service
12.  3^rd party relocation experience
13.  Homes magazine
14.  Public Open House

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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